Skip to content

[Home Loan] (No Down Payment) Zero Down Payment | FHA | No Money Down

No down payment home loan with FHA. No Money Down! In order to buy a house in California with no down payment, you need a CalHFA no down payment mortgage loan with Closing Cost Assistance! The Perfect Down Payment assistance program for a First Time Home Buyer! How about a No Down Payment home loan called CalHFA that also offers closing costs assistance! Can you really buy a house with no down payment? Absolutely! Can you believe NO MONEY DOWN! NO DOWN PAYMENT! ZERO DOWN PAYMENT! No Down Payment and you’re still renting? It’s an easy zero down payment home loan! It combines with an FHA Loan too! No Money Down!

CalHFA the California Housing Finance Agency’s Zero Down Payment, No Money Down Real Estate loan. Often, no closing cost home loan – the CalHFA loan down payment assistance program offers the CalHFA zero interest program called CalHFA ZIP tied to an FHA loan. The CalHFA loan offers Zero Down Payment and Zero Closing cost option for Real Estate investing with a no down payment real estate loan? CalHFA! Easy No Down payment Home Loan!

First Time Home Buyer California program, CalHFA offers, no down payment! How is that possible? Zero Down Payment? Really? Yes! This program is usually tied to an “FHA” loan. Watch this video and learn the details of how to buy a home with no down payment & get 100 percent financing! CalHFA 2018 can make the American Dream come true! I’m always asked about a no down payment & 100 percent financing CalHFA program.

CalHFA offers a California Real Estate down payment assistance program for first time home buyers California where you have a no down payment home loan! This no down payment program will cover most and sometimes all closing costs depending on the price.

When a first-time home buyer chooses an FHA Loan Officer for CalHFA loans, it’s important that the loan officer understands the nuances of the loans as they are slightly different than standard FHA loans. With a CalHFA down payment assistance program, you can receive a CalHFA Zip. The CalFHA Zip (CalHFA zero interest program) offers a zero percent interest loan for a down payment. Often called a silent second mortgage because there are no monthly payments until you sell or refinance your loan for the payoff. As far as Down Payment assistance programs are concerned, a CalHFA home loan is an excellent choice.

This video explains the CalHFA income limits, CalHFA Zero Interest Program also call the Zip Program, and will help you buy a house with no money! This no money down program to buy a home and get started in real estate with no down payment and 100 percent financing. Buy your first home with no money down.

Chris offers loan applications online which can speed up the home loan process. Apply for a CalHFA loan with our home Loan application online at & click apply now.

We combine CalHFA My home down payment assistance program with a ZIP down payment assistance!

CalHFA 2018 income limits are now much higher, leaving fewer restrictions for qualifying for a CalHFA loan. CalHFA home loans we call Mortgage CalHFA along with Mortgage FHA! It requires a 640 middle FICO score so that’s a big deal. All you got to do is qualify there, that’s considered poor to medium credit it’s not a high credit score type of program and you can get a hundred percent financing. Here’s the stipulation. Must be a first-time homebuyer. what’s a first-time homebuyer? It doesn’t mean you’ve never owned a home. It means you’ve never owned a home in the past three years. So, if you haven’t owned a home in the past three years, have a 640 FICO score, I can help you fire your landlord! call me Chris Trapani and I’ll help you do that. CalHFA no money down!

For a CalHFA loan application online please visit and get requirements for Cal HFA 2018

Chris Trapani is an FHA loan officer and a Rancho Cucamonga Loan Officer

Call Chris at 310-350-2546 & get 100 percent financed.

CalHFA home loans: California Loan officer Chris Trapani & buy a house with an FHA loan and no down payment!

• You need to meet credit, income limits and loan requirements of the CalHFA loan
counseling and obtain a certificate of completion through an eligible homebuyer counseling organization.
• CalHFA’s down payment programs require you to be a first-time homebuyer.
• Homebuyer education class

Apply with this CalHFA loan application online at for a CalHFA loan.

Buy Real Estate with No Money!

#NoMoneyDown #CalHFA #NoDownPayment

Like | Share | Comment and Subscribe

Go To to Learn more and for more videos

Apply online now at

Want to buy real estate with no down payment? Call and learn all about first time home buyer programs and zero down payment home loans in 2018.

Chris Trapani
NMLS# 240870
Cell: 310-350-2546

Commerce Home Mortgage
8311 Haven Ave, Suite 210
Rancho Cucamonga, CA 91730