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How To Refinance Your Home Mortgage With AmeriSave – Full Step By Step Guide

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How To Refinance Your Home Mortgage With AmeriSave – Full Step By Step Guide

Which Mortgage Refinance Is Right For Me?
Whether you’re refinancing to lower your payment or taking cash out to consolidate debt, compare our mortgage rates and closing costs for Fannie Mae, USDA, FHA or VA loans and you’ll see why AmeriSave has financed over 228,000 homes!
Rate & Term Refinancing – If you want to lower your current interest rate and/or change the term length of your mortgage, then this option might work for you.

Your home value must be greater than the amount owed on the mortgage.
Appraisal fees and closing costs may be required.
Use our Refinance Calculator to see if refinancing will be worthwhile.
Cash Out Refinancing – If you want to get cash out of your home’s equity to use for things like home improvements or debt consolidation, then this option may be right for you.

Learn more about Cash Out Refinances.

How long does it take to refinance with AmeriSave?

It takes approximately 45 to 60 days to close a typical refinance. There have been challenges obtaining the required loan documentation for underwriting from the consumer. Loan documentation is not requested arbitrarily. AmeriSave must underwrite and document loans to meet agency and investor guidelines.

Is AmeriSave a good refinance company?
AmeriSave Mortgage has offered very competitive rates. They are efficient and their agent was very upfront on the costs and benefits of each option of our home refinance. The total transaction was completed in 16 days … We highly recommend this company.

Does AmeriSave service their loans?
AmeriSave is licensed in 49 states and the District of Columbia, with New York the only state they don’t lend in.